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Representative Finance Example
Representative Example - Personal Contract Purchase
48 Payments of
£299
£299
Optional Final Payment
£13,972.50
£13,972.50
Cash Price
£30,495.00
£30,495.00
Deposit
£8,512.89
£8,512.89
Total Term
49
49
Total Credit
£21,982.11
£21,982.11
Total Payable
£36,837.39
£36,837.39
Fixed Rate of Interest (annum)
4.61%
4.61%
Representative
8.9% APR
8.9% APR
Excess Mileage (pence per mile)
9p
9p
Annual Mileage
8,000
8,000
Representative Example
First Payment
£403.28
£403.28
47 Payments of
£358.28
£358.28
Final Payment
£10,196.00
£10,196.00
Cash Price
£23,250.00
£23,250.00
Deposit
£2,500.00
£2,500.00
Total Term
49
49
Total Credit
£20,750.00
£20,750.00
Total Payable
£29,938.44
£29,938.44
Fixed Rate of Interest (annum)
10.81%
10.81%
Representative
10.90%
APR
10.90%
APR
Included in the first payment shown is an administration fee of £45.00, Included in the final payment shown is an administration fee of £0.00
