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Representative Finance Example
Representative Example - Personal Contract Purchase
48 Payments of
£299
£299
Optional Final Payment
£13,972.50
£13,972.50
Cash Price
£30,495.00
£30,495.00
Deposit
£8,512.89
£8,512.89
Total Term
49
49
Total Credit
£21,982.11
£21,982.11
Total Payable
£36,837.39
£36,837.39
Fixed Rate of Interest (annum)
4.61%
4.61%
Representative
8.9% APR
8.9% APR
Excess Mileage (pence per mile)
9p
9p
Annual Mileage
8,000
8,000
Representative Example
First Payment
£329.17
£329.17
47 Payments of
£284.17
£284.17
Final Payment
£6,291.00
£6,291.00
Cash Price
£17,790.00
£17,790.00
Deposit
£2,500.00
£2,500.00
Total Term
49
49
Total Credit
£15,290.00
£15,290.00
Total Payable
£22,476.16
£22,476.16
Fixed Rate of Interest (annum)
10.77%
10.77%
Representative
10.90%
APR
10.90%
APR
Included in the first payment shown is an administration fee of £45.00, Included in the final payment shown is an administration fee of £0.00
